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How can you protect yourself as a Buyer?

Deal with a reputable agent.

Our Broker-in-Charge and Director, Gabriella Barbara Kretsch , is a licensed broker in the USA, having many years of experience as a Broker-in-Charge. Gabriella also has a Master Degree in Operations Resarch/Management Science, therefore her expertise in managing your purchase is in good hands.

Warning: If you are staying in a hotel, don't tell the hotel employees that you are here looking for a house. You will suddenly discover that all of them have a brother, cousin, or nephew that has a great house for sale that you absolutely must look at. Unless you want to spend a lot of time saying no thank you, or look at a lot of houses that you probably aren't interested in and may or may not be owned by the occupants, keep your home shopping desires between yourself and your agent.

Deal with a reputable notary. The second most important person in a real estate transaction here is the notary. Unlike notaries in the US, notaries in Mexico not only complete a law degree, but are official officers appointed by the government. Their sworn testimony in court is considered fact. They are an essential part of all real estate transactions, and it is their responsibility to make sure that all of the fees and taxes are paid, and that a clear title is delivered to the buyer. You will pay them the closing costs, which they are required to pass along to the various agencies which collect the taxes and fees. Closing costs are typically between 3 and 5 percent of the purchase price. Since there are some fixed costs, the percentage is usually lower the higher the value of the property. A reputable notary will give you a pro-forma accounting of these expenses if you ask for them. If they seem excessive, ask why and get a second opinion. If you have found a good real estate agent, he or she should be able to refer you to a good notary, still it wouldn't hurt to ask other people if they have had experience with this notary and how they were treated.

Get things in writing. Be sure you itemize, in writing, what the closing costs are going to be, what is included with the house, when the payments are due, and any other fine points of the deal. One of the favorite tricks that is sometimes pulled here is that the house is stripped by the seller sometime before the buyer moves in. By stripped we mean the removal of any and all items that can be resold, such as air conditioners, ceiling fans, light fixtures, window coverings, appliances, etc. Just because it is attached doesn't mean that the seller isn't planning on removing it later. The best way to deal with this is to have an itemized list of what is included in the purchase, and to have a provision in the sales agreement that holds back a portion of the proceeds until the buyer has moved in and inspected the property.